|courtesy card |
A card that confers on its bearer a special right or privilege, as at a supermarket or bank.
Almost every large store or chain offers a rewards, courtesy, or membership card to its customers. The catch is that you normally have to go online and fill out a form to get one or hold up the line at the register and fill one out on the spot. Once you've done this, you get a card that gives you access to sale items, gives points that add up and as a result you receive a discount or coupon, or gives a percentage off at the register. Regardless of the actual benefit, you need to take the time to do this at every store you stop at. Seriously. It might take you a Sunday afternoon to do this but the pay off is big.
Now the down side, you have numerous cards to add to your wallet and you may start getting frequent ads from the stores you signed up at. But, it's worth it in the long run. Target gives you 5% off every single purchase. Rite Aid adds money to your card so that the next time you buy something they automatically take it off your total and so on.
Here are some cards that seem to have a pretty good payoff:
So get going and sign up for these and/or any places you frequently shop at. Just make sure you carry the card and use it each time you shop there. It really does add up. It's free money!